Index Funds & ETFs: Passive Investment with Diversified Exposure Both Index Funds and Exchange-Traded Funds (ETFs) are passive investment options that offer diversified exposure to a broad market (e.g., S&P 500, Nasdaq, Nifty 50). They are ideal for long-term investors who want steady growth with minimal effort. 1️⃣ Index Funds ✅ Definition:An Index Fund is […]

Government Bonds & Treasury Bills: Low Risk, Steady Returns Both Government Bonds and Treasury Bills (T-Bills) are safe investment options because they are issued by the government. They offer steady returns and are ideal for conservative investors looking for low-risk investments. 1️⃣ Government Bonds ✅ Definition:A government bond is a loan you give to the

Fixed Deposits (FDs) & High-Yield Savings Accounts: Safe but Low Returns Both Fixed Deposits (FDs) and High-Yield Savings Accounts are low-risk investment options that provide guaranteed returns. However, because they are so safe, the returns are relatively low compared to stocks or mutual funds. 1️⃣ Fixed Deposits (FDs) ✅ Definition: A Fixed Deposit (FD) is